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French Mortgage Advice is an information publisher. We are not a bank, not a lender, and not a registered credit intermediary. We do not arrange, broker or process mortgage applications, and we do not receive commission from lenders for doing so.
The content published here is general information about how French mortgage lending and property purchase work. It does not constitute financial, legal or tax advice, and it is not personalised to any individual’s circumstances. Regulated credit intermediation in France is carried out by intermediaries registered with ORIAS. Legal transfer of French property is carried out by a notaire.
Lending criteria, rates, regulatory thresholds and tax treatment change over time and vary between institutions. We take care to describe general practice accurately at the time of writing, but we give no warranty that any figure remains current or that any particular lender will apply it. Readers should verify current terms directly with a bank or a registered intermediary before making decisions.
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