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Terms Of BusinessWe are remunerated by the banks to which we introduce business therefore we do not charge clients fees for our services. Most banks do however charge some form of handling fee. These fees would have to be paid by the borrower direct to the bank and normally only on acceptance of your application for a loan. IFS France our sister company do provide an advisory service covering an individuals circumstances and possibly pertaining to a clients specific query for advice, these matters would be dealt with by way of a pre-agreed fee between the client and IFS France. On signing our terms of business you authorize us to act as your agent in obtaining the loan you have requested. We accept instructions from either party when there is more than one applicant either verbally or in writing as applying to all applicants. We act on your behalf at all times and not that of the institution we may introduce your application to. You give your consent to us holding relevant information regarding your personal affairs with regard to the loan application. Either party can terminate this agreement by informing the other party without prejudice to any application which may have already been submitted. The minimum loan we will transact must be above sixty thousand euros The governing law applicable to these terms of business will be that of English law regardless of the applicants' country of domicile. PLEASE PRINT THIS PAGE AND COMPLETE THE DETAILS BELOW I/We have read the terms of business and agree to French Mortgage Advice Ltd acting on our behalf with regard to obtaining a home loan. Name of 1 st applicant Name of 2 nd applicant Names of any other buyers. Dated Statutory warnings Your home is at risk if you do not keep up repayments on a mortgage or other loan secured against it. You are aware that Sterling equivalent of your mortgage can vary with Currency fluctuations The lender will require that amount of loan will be covered by a suitable life assurance policy All mortgages are subject to status and are not available to any person under 18
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French Mortgage Advice Ltd,
Ashdown House, High St
Cross-in-Hand, Heathfield
East Sussex,
TN21 0SR
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French Mortgage Advice Ltd. Operate in accordance with UK laws covering consumer credit and hold Consumer Credit License No.553915. |
French Mortgage Advice Ltd also comply with the UK Data Protection Act 1998 and our Registration Number is Z8612072. |
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