Buying French Property
How much can we
borrow?
Borrowing Limits And Rules when buying a home in France
Hopefully here we can give you some idea of what you can expect to happen next when buying a home in France. We do our best to keep this updated but recommend clients contact our sister company - IFS France for more specific information.
French Mortgage Advice are happy to outline the main criteria for French banks lending on mortgages for French residential properties. The property may be used as a French holiday home or second home.
The Maximum Permitted Loan:
As a percentage of the property value.
If you are intending to become permanently resident in France and this will be the acquisition of your main residence up to 100% french mortgages are available and in certain circumstances up to 110% may be borrowed.
All other applicants up to 85% of the property value.
The Minimum Loan amounts:
The minimum loan we will transact is Sixty Thousand Euro.
Euro Loan Currency
All loans and mortgages are denominated in Euro.
Buying a french home
Borrowing limits and rules in France - How much?
Pre-agreed loans
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French Mortgage Advice, 12-7 Rue du Parc, 78130, Chapet, France |
Tel 00 33 1 34 74 91 64
email us at info@french-mortgage-advice.com |
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